Changelog: 2020-May-11

Please Note: Additional items may be appended to this Changelog in the near future once finalized.

Pushed to production :white_check_mark:, Pushed to Sandbox :beach_umbrella:.

Critical Updates

  • :white_check_mark: Users (File Transmission): The URL has now been sunsetted and replaced with for transmitting file URLs with user objects.

    • Please note that the provided URLs will only be valid for 24 hours before expiring.
    • Please also note that this file transmission URL should be readily applicable to all files on the user object, and should be updated in the future to include other common files (e.g. statements)
  • Legacy Cards (CARD-US and DEBIT_CARD) POST call support for CARD-US nodes and DEBIT_CARD subnets will be stopped in the next 30 days (scheduled date is currently June 10) in favor of CARD subnets.

    • To clarify, all legacy issuance for cards that previously used CARD-US nodes and DEBIT_CARD subnets have stopped in favor of Native Card Issuance with CARD subnets.
    • Refer to Create Native Card API (i.e. subnet with "account_class": "CARD") for more details.
  • :white_check_mark: Legacy Cards (CARD-US): In line with the change above all inactive, zero-balance CARD-US accounts have been terminated.

    • Please note that all dormant accounts have been LOCKED and all closures should already be completed.
  • :white_check_mark: UIaaS (Chatbot): The link for Chatbat initialization has been changed from to

  • :white_check_mark: KYC (Sub-Documents) New document types have been added with select document types that require meta (meta) values.

New Features

  • Users (Enhanced Due Diligence): Updates have been added to our Enhanced Due Diligence (EDD) process to validate company websites based on relevant links and data to impact a Reputation Score (reputation_score). These updates will be pushed to production in the near future.
    • Companies under an internal threshold will fail is_passed and be returned with INVALID reasons including the following reasons:
      • Not a business website (not_a_business_website)
      • Name not found (name_not_found_in_business_website)
      • Website single page (single_page_business_website)
      • Company popularity medium or low (med_company_popularity or low_company_popularity)
      • Sentiment Classification (negative_news)
      • Prohibited Industry Detection (prohibited_industry)
    • If reviewing conditions are met including a low company_popularity or negative_news a status of REVIEWING will be returned.


  • :white_check_mark: Nodes (Bank Address): The Bank Address field (info.bank_address) has been added to WIRE-US, WIRE-INT, and ACH-US transaction node types.
    • Bank address will include object values address_city, address_country_code, address_postal_code, address_street, and address_subdivision.
    • Refer to the following API calls for more information: